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KIA Carens Car EMI Calculator

KIA Carens EMI starts at just ₹24,802 per month over a 60 month tenure at 10.5% interest, with a ₹1,28,213 down payment on a loan amount of ₹11,53,921 and an on-road price of ₹12,82,134. Use the KIA Carens EMI Calculator to plan your car loan instantly and adjust the tenure, interest rate, or down payment below to find a monthly EMI plan that fits your budget.

Key Carens Loan Details:

  • Interest Rate: Typically ranges from 8.5% to 12% per annum based on the lender.
  • Minimum Down Payment: Usually around 10% to 20% of the on-road price, depending on the lender and scheme.
  • Loan Tenure: Flexible options from 12 to 84 months.
  • EMI Starts From: As low as ₹24,802 per month on a 60-month tenure at 10.5% interest.

The top variant Carens Premium Opt Diesel with a loan amount of ₹13,69,341 starts at an EMI of ₹29,432 per month, while the base variant Carens Premium Opt at ₹11,53,921 begins at just ₹24,802 per month. Both are calculated at 10.5% interest over 60 months. Check the table below to compare all variants and find the one that suits your budget.

Calculate KIA Carens Car Loan EMI

₹11,02,000
Down Payment₹1,10,200
₹0₹11,02,000
Interest Rate10.5%
8%22%
Loan Period ( Months )60
Payable Amount in 60 months₹12,79,080
Loan Amount₹9,91,80090.0 % of on-road price
Total Interest₹2,87,280@ 10.5% p.a.
Principal  77.5%Interest  22.5%
EMIPer Month
₹21,318Calculated On On-Road Price

Disclaimer : All information, including prices, specifications, and EMI calculations on CarJunction, is provided for general guidance only. Values are estimates and may vary based on location, lender terms, credit approval, and additional charges. CarJunction does not guarantee accuracy and is not responsible for any decisions or losses based on this information; users should verify details with dealers or financial institutions.

KIA Carens EMI Schedule

Loan of ₹11,53,921 @ 10.5%

TenureEMIInterestTotal
24 mo₹53,514₹1,30,415₹12,84,336
36 mo₹37,505₹1,96,259₹13,50,180
48 mo₹29,544₹2,64,191₹14,18,112
60 mo₹24,802₹3,34,199₹14,88,120
72 mo₹21,669₹4,06,247₹15,60,168
84 mo₹19,456₹4,80,383₹16,34,304

Tenure in months. Rates indicative.

KIA Carens

KIA CarensPremium Opt

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FAQs On KIA Carens EMI Calculator

Find answers to common questions about this model and buying process.

The monthly EMI for the KIA Carens starts from Rs. 24,802. It depends on loan amount, tenure, and interest rate.

The minimum down payment for the KIA Carens usually starts from Rs. ₹ 1,28,213.

Interest rates for KIA Carens car loans usually start from @10.5%, depending on the lender and credit profile.

The EMI for a 5-year tenure starts from Rs. 24,802. It varies based on loan amount and interest rate.

You can reduce EMI by increasing tenure, paying a higher down payment, or choosing a lower interest rate.

The KIA Carens is available in 3 variants, including Premium Opt.

The KIA Carens is a good option for city use with high ground clearance, safety features, and compact design.

You can get a loan with a low credit score, but interest rates may be higher and approval depends on the lender.

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